Job Details

Overview

This position is responsible for developing, soliciting, and promoting the Small Business Administration (SBA) Lending Line of Business. Facilitates loan processing by reviewing applicants and preparing submission packages. Consults with bankers and customers to deliver customer-driven, high-quality credit solutions to target markets. Focuses on building customer and business relationships to achieve goals and assist with SBA sales leads.

Responsibilities

• Pre-screening - Assesses applicants for loan eligibility. Conducts credit analysis, identifies risks, and handles negotiations to streamline the sales process.
• Loan Processing - Facilitates loan requests through application, underwriting, closing, and related servicing activities. Ensures compliance with all applicable regulations and SBA guidelines.
• Sales - Promotes SBA services to bankers, associates, and third parties. Establishes goals and objectives for non-interest income revenue streams. Participates in direct calling and referral methods to solicit loans. Proactively seeks ways to maximize professional ability and results.
• Relationship Development - Develops relationships both inside and outside the Bank to generate loan leads. Engages with business partners in order to build a strong referral network. Enhances client retention, consultation, and satisfaction through sales and service activities.

Qualifications

• Bachelor's Degree and 8 years of experience in Financial Industry including SBA lending OR High School Diploma or GED and 12 years of experience in Financial Industry including SBA lending
• License or Certification Type: None
• Required Skills: Thorough knowledge of SBA guidelines and processes, Experience in SBA financial programs created to address the various needs of small businesses, Strong knowledge of SBA SOPs, program eligibility, credit criteria, and loan structure requirements

Benefits

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at

Seniority level

• Not Applicable

Employment type

• Full-time

Job function

• Finance and Sales
• Industries

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